So, you have found a helper on your own... great job! 😊
The next part is the paperwork.
Hiring a maid directly in Singapore means you handle the MOM Work Permit application yourself, without an agency.
The good news: the process is well defined, and this guide walks you through every step based on the official Ministry of Manpower (MOM) procedure.
- Work Permit application fee: $35, issuance another $35
- Processing time: about 1 week via MOM's eService
- Security bond: $5,000 for non-Malaysian helpers
- Medical insurance: annual claim limit of at least $60,000
- Personal accident insurance: sum assured of at least $60,000
- After arrival: SIP within 7 days (first-timers), medical exam within 14 days
The Direct Hire Maid Process, Step by Step
Here is the full MOM procedure for hiring a migrant domestic worker (MDW) directly.
Swipe left or right to see the full table on mobile.
| Step | What happens | Cost / Timeline |
|---|---|---|
| 1. Check eligibility | You must be 21 or above. First-time employers attend the Employers' Orientation Programme (EOP) before applying. | EOP can be done online |
| 2. Apply for the Work Permit | Get your helper's written consent, then submit the application with your Singpass via MOM's FDW eService. You will need her passport details, your household particulars and your income information. | $35, about 1 week |
| 3. Receive the IPA | MOM emails you the In-Principle Approval (IPA) letter. Send your helper her copy. She needs it to enter Singapore, and her IPA particulars must match her passport exactly. | By email |
| 4. Prepare for her arrival | Buy a security bond (non-Malaysian helpers), plus medical and personal accident insurance. The bond must take effect before she lands, or she will be denied entry. First-time helpers must also be registered for the Settling-In Programme (SIP). | $5,000 bond, insurance premium |
| 5. After she arrives | Send her for the SIP within 7 days (first-time helpers) and a medical examination within 14 days. | 7 / 14 days |
| 6. Get the permit issued | Request issuance online within 2 weeks of her arrival, then print the Temporary Work Permit. It lets her work while waiting for the card. | $35, immediate |
| 7. Receive the card | If required, she registers her fingerprints and photo at MOM Services Centre. The Work Permit card is delivered within 5 working days after registration or document verification. | About 5 working days |
Procedure summarised from the Ministry of Manpower website, correct as at 9 September 2026. Always check mom.gov.sg for the latest requirements.
Maid Insurance: Required Before She Arrives
Insurance is the one step you cannot skip.
MOM requires every employer to buy medical insurance with an annual claim limit of at least $60,000, and personal accident insurance with a sum assured of at least $60,000, before your helper arrives in Singapore.
We have a great deal on maid insurance for direct hire employers, at the prevailing website rate.
Need Help With the Paperwork?
Some employers prefer to leave the forms, bond and insurance to someone else. That is completely fine.
Message us if you need help with:
- Work Permit application and paperwork
- Maid insurance and security bond
- Any other direct hire services
We will make your direct hire smooth and hassle-free.
Tell us where you are in the process and we will point you to the right next step.
WhatsApp 8785 8995Searchmaid is not an insurer, insurance broker or licensed financial adviser. The insurance information on this page is general information from the Ministry of Manpower's published requirements and is not financial advice or a recommendation to buy any policy. Requirements and figures are correct as at 9 September 2026 and may change. Please refer to MOM and the full policy terms for the latest details.